1. Introduction

Wealthpro recognizes the expectations of its customers and the visitors to its website with regard to privacy, confidentiality and security of their personal information which we receive while browsing/ using our website/ services. Keeping Your personal information secure and using it solely for activities related to wealthpro’s business is a top priority of wealthpro.

2. Objective

We have taken adequate measures aimed at protecting the personal information entrusted and disclosed to us. This policy (Policy) is framed to inform you the privacy practice followed & the governing way in which wealthpro collects, uses, discloses, stores, secures and disposes your personal information and sensitive personal data or information. You are requested to go through the contents herein and if you do not agree with the practices mentioned herein, you may opt out for using this website or using our services. However, your continued browsing/ using this website, shall be your deemed acceptance of the Policy.

3. Definitions

“Wealthpro” shall mean wealthpro – Direct Sale Agency having its Registered Office at old no 27/1, New No 31/1, Thiruveethi Amman Kovil Street, Koyembedu, Chennai – 600107,Tamil Nadu, India and in terms of this Policy and it shall include the words “we”, “us”, “wealthpro” which are used interchangeably in this Policy.

“Data” means a representation of information, facts, concepts, opinions or instructions in a manner suitable for communication, interpretation or processing by manually or by automated means;

“Person” includes— (a) an individual; (b) a Hindu Undivided Family; (c) a company; (d) a firm; (e) an association of persons or a body of individuals, whether incorporated or not; (f) the State; and (g) every artificial juristic person, not falling within any of the preceding sub-clauses;

“Personal Data” or “Personal information” means any data or information which allows the User to be identified directly or indirectly and shall include “Sensitive personal data or information”. Provided that, any personal data or information that is freely available or accessible in public domain or furnished under the right to information act, 2005 or any other law for the time being in force shall not be regarded as sensitive personal data or information for the purposes of this policy.

“Processing” in relation to personal data or information means an automated operation or set of operations performed on personal data, and may include operations such as collection, recording, organisation, structuring, storage, adaptation, alteration, retrieval, use, alignment or combination, indexing, sharing, disclosure by transmission, dissemination or otherwise making available, restriction, erasure or destruction;

“Publicly available information” shall mean any information or data of the user which wealthpro reasonably believes is lawfully publicly available. All other information or data which is not publicly available shall be Non publicly available information for the purpose of this Policy.

“Sensitive personal data or information” of a User means such personal information which consists of information relating to:

• financial information such as Bank account or credit card or debit card or other payment instrument details
• Other government-issued identification number such as country-identification.

“User” shall mean such Persons who are using the wealthpro’s services or the wealthpro’s website and to whom this Policy is applicable, and it shall include the words “you”, “customer” which are used interchangeably in this Policy.

4. Applicability

This Policy is applicable with reference to the Personal Data or Personal Information of the User which is non publicly available, processing of which is done by or for the wealthpro whether manually or mechanically including automated means. Any information that is freely available or accessible in public domain or furnished under the RTI Act 2005 or any other law for the time being in force shall not be regarded as personal information for the purpose of this Policy.

5. Mode of collecting Information of Users

Wealthpro will collect and process Your personal data provided through application forms, portals, mobile apps and data collected from public domain, etc. which are necessary in order to provide our services to You such as your identification, requirements.

We may collect information about You from other sources as mentioned below, and after ascertaining the genuineness of the same may add it to the Data we already hold and use in the manner described in this Privacy Policy.

If data is collected from third-party service providers to provide relevant marketing, offers, services to you, the same would be used & processed with your consent only. The third-party service providers include email service providers, public data bases, social media sites as well as other third parties as deemed appropriate. We including our service providers may monitor, record & retain your image, conversations and/ or electronic communication between you & us electronically or otherwise as deemed appropriate.

6. Information We Collect

At Wealthpro, we collect various types of information to provide and enhance our services. The information we collect may include:

Personal Information : This comprises your name, contact details (such as phone numbers, email addresses, mailing addresses), date of birth, gender, contact preferences, authentication data, financial information (such as credit worthiness data, bank details), and any other information necessary for delivering our services.

Device Information : We may gather information about the devices you utilize to access our services, including device identifiers, IP address, browser type, operating system, and network information.

Usage Data : Information regarding how you interact with our services, such as the pages you visit, the features you utilize, the actions you perform, and other usage patterns.

7. How We Use Your Information

We utilize the information we collect for various purposes, including:

Service Provisioning: Facilitating account creation and authentication on www.wealthpro.finance or its android app, delivering and managing our services, including loan-related activities such as loan application processing, eligibility assessment, and loan disbursal.

Communication: Sending administrative and promotional communications, responding to your inquiries and requests, providing customer support, and notifying you about important updates or changes to our services.

Personalization: Tailoring your experience by delivering targeted advertising and personalized content based on your interests, preferences, and previous interactions with our services.

Analytics: Analyzing usage data to improve our services, identify trends, measure the effectiveness of our marketing campaigns, and enhance the user experience.

Security: Protecting the security of our services and preventing fraudulent activities, unauthorized access, or other harmful actions.

Compliance: Fulfilling legal obligations and regulatory requirements, such as anti-money laundering laws, consumer protection regulations, and data protection laws.

8. Information Sharing

We may share your information with third-party service providers, financial institutions, credit bureaus, and partners who assist us in delivering our services. These entities are contractually obligated to maintain the confidentiality and security of your information and are prohibited from using your information for any other purposes.

Additionally, we may share your information in connection with business transfers, mergers, acquisitions, or reorganizations, as well as with affiliates, business partners, or other trusted third parties for targeted advertising purposes. We may also disclose information when required by law, court order, or government request, or to protect our rights, property, or safety, or the rights, property, or safety of others.

9. Cookies and Tracking Technologies

We utilize cookies, web beacons, and similar tracking technologies to enhance your experience and collect usage data on our website and our android app. Cookies are small files stored on your device that help us improve our services and provide a better user experience. By using our services, you consent to the use of cookies and similar technologies as described in this Privacy Policy.

You can manage your cookie preferences through your device or browser settings. Please note that disabling cookies may affect the functionality of our services.

10. Data Retention

We retain your personal information only for as long as necessary to fulfil the purposes outlined in this Privacy Policy, unless a longer retention period is required by law or for legitimate business purposes. We may also retain certain information for audit purposes, resolving disputes, enforcing our agreements, or as otherwise required by law.

11. Transfer of Data

Your information, including Personal Data, may be transferred to – and maintained on – computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside India and choose to provide information to us, please note that we transfer the data, including Personal Data, to India and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Wealthpro will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organisation or a country unless there are adequate controls in place including the security of your data and other personal information.

12. Your Rights

You have the right to access, update, and delete your personal information. You can also withdraw consent for marketing communications and request data portability. If you have any questions or concerns about your privacy rights or wish to exercise your rights, please contact us using the contact information provided below.

13. Children's Privacy

We do not knowingly collect personal information from children under 18 years of age. If you believe that we have collected information from a minor without parental consent, please contact us to delete it.

14. Security of Data

The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

15. Notice of change

Wealthpro may, from time to time, change this policy to reflect changes in our practices or legal requirements. We will notify you of any material changes through our website, app, or other appropriate channels.The effective date of this policy, as stated below, indicates the last time this policy was revised or materially changed.

Grievance Redressal:

If you have any questions, concerns, or grievances regarding this Privacy Policy or our data practices, please contact our Grievance Officer at Phone number – 7550291008 and e-mail to admin@wealthpro.finance

https://www.wealthpro.finance

---- postal address of the registered office -----

Wealthpro
Old no: 27/1 New No – 31/1
Thiruveethi Amman Kovil Street,
Koyembedu
Chennai: 600107
Tamil Nadu